$Ballpark Deposits
RatesChanges
BMO Bank of Montreal

BMO Bank of Montreal

Posted deposit rates, captured October 25, 2026.

Posted rates

Source: bmo_page (https://www.bmo.com/main/personal/investments/gic/gic-rates/); captured October 25, 2026. Currency: CAD, USD.

GIC auto-renewal > compounded annually

TermRate
1 year – under 18 months3.00%auto-renewal, compounded annually
18 months – under 19 months3.20%auto-renewal, compounded annually
19 months – under 2 years3.20%auto-renewal, compounded annually
2 years – under 3 years3.20%auto-renewal, compounded annually
3 years – under 4 years3.30%auto-renewal, compounded annually
4 years – under 5 years3.35%auto-renewal, compounded annually
5 years – under 6 years3.55%auto-renewal, compounded annually
6 years – under 7 years3.65%auto-renewal, compounded annually
7 years exactly3.70%auto-renewal, compounded annually
10 years3.75%auto-renewal, compounded annually

GIC auto-renewal > monthly / semi-annually

TermRate
1 year – under 18 months2.90%auto-renewal, monthly / semi-annual
18 months – under 19 months3.10%auto-renewal, monthly / semi-annual
19 months – under 2 years3.10%auto-renewal, monthly / semi-annual
2 years – under 3 years3.10%auto-renewal, monthly / semi-annual
3 years – under 4 years3.20%auto-renewal, monthly / semi-annual
4 years – under 5 years3.25%auto-renewal, monthly / semi-annual
5 years – under 6 years3.45%auto-renewal, monthly / semi-annual
6 years – under 7 years3.55%auto-renewal, monthly / semi-annual
7 years exactly3.60%auto-renewal, monthly / semi-annual
10 years3.65%auto-renewal, monthly / semi-annual

BMO Guaranteed Investment Certificate (GIC) > compounded annually

TermRate
1 year – under 18 months3.00%
18 months – under 19 months3.20%
19 months – under 2 years3.20%
2 years – under 3 years3.20%
3 years – under 4 years3.30%
4 years – under 5 years3.35%
5 years – under 6 years3.55%
6 years – under 7 years3.65%
7 years – under 10 years3.70%
10 years3.75%

BMO Guaranteed Investment Certificate (GIC) > monthly / semi-annually

TermRate
1 year – under 18 months2.90%paid monthly
18 months – under 19 months3.10%paid monthly
19 months – under 2 years3.10%paid monthly
2 years – under 3 years3.10%paid monthly
3 years – under 4 years3.20%paid monthly
4 years – under 5 years3.25%paid monthly
5 years – under 6 years3.45%paid monthly
6 years – under 7 years3.55%paid monthly
7 years – under 10 years3.60%paid monthly
10 years3.65%paid monthly

RDSP auto-renewal > compounded annually

TermRate
1 year – under 18 months3.00%auto-renewal, compounded annually
18 months – under 19 months3.20%auto-renewal, compounded annually
19 months – under 2 years3.20%auto-renewal, compounded annually
2 years – under 3 years3.20%auto-renewal, compounded annually
3 years – under 4 years3.30%auto-renewal, compounded annually
4 years – under 5 years3.35%auto-renewal, compounded annually
5 years – under 6 years3.55%auto-renewal, compounded annually
6 years – under 7 years3.65%auto-renewal, compounded annually
7 years exactly3.70%auto-renewal, compounded annually
10 years3.75%auto-renewal, compounded annually

RESP auto-renewal > compounded annually

TermRate
1 year – under 18 months3.00%auto-renewal, compounded annually
18 months – under 19 months3.20%auto-renewal, compounded annually
19 months – under 2 years3.20%auto-renewal, compounded annually
2 years – under 3 years3.20%auto-renewal, compounded annually
3 years – under 4 years3.30%auto-renewal, compounded annually
4 years – under 5 years3.35%auto-renewal, compounded annually
5 years – under 6 years3.55%auto-renewal, compounded annually
6 years – under 7 years3.65%auto-renewal, compounded annually
7 years exactly3.70%auto-renewal, compounded annually
10 years3.75%auto-renewal, compounded annually

RRIF auto-renewal > compounded annually

TermRate
12–17 months3.00%auto-renewal, compounded annually
18–23 months3.20%auto-renewal, compounded annually
24–35 months3.20%auto-renewal, compounded annually
36–47 months3.30%auto-renewal, compounded annually
48–59 months3.35%auto-renewal, compounded annually
60–71 months3.55%auto-renewal, compounded annually
72–83 months3.65%auto-renewal, compounded annually
84 months3.70%auto-renewal, compounded annually
85–119 months3.70%auto-renewal, compounded annually
120–179 months3.75%auto-renewal, compounded annually
180–240 months3.75%auto-renewal, compounded annually

RRSP auto-renewal > compounded annually

TermRate
3 months1.75%auto-renewal, compounded annually
6–8 months2.05%auto-renewal, compounded annually
9–12 months2.05%auto-renewal, compounded annually
12 – under 16 months3.00%auto-renewal, compounded annually
16 – under 18 months3.00%auto-renewal, compounded annually
18 – under 19 months3.20%auto-renewal, compounded annually
19 – under 24 months3.20%auto-renewal, compounded annually
24 – under 30 months3.20%auto-renewal, compounded annually
30 – under 36 months3.20%auto-renewal, compounded annually
36 – under 42 months3.30%auto-renewal, compounded annually
42 – under 48 months3.30%auto-renewal, compounded annually
48 – under 51 months3.35%auto-renewal, compounded annually
51 – under 60 months3.35%auto-renewal, compounded annually
60 – under 72 months3.55%auto-renewal, compounded annually
72 – under 84 months3.65%auto-renewal, compounded annually
84 – under 120 months3.70%auto-renewal, compounded annually
120 months3.75%auto-renewal, compounded annually

TFSA auto-renewal > compounded annually

TermRate
1 year – under 18 months3.00%auto-renewal, compounded annually
18 months – under 19 months3.20%auto-renewal, compounded annually
19 months – under 2 years3.20%auto-renewal, compounded annually
2 years – under 3 years3.20%auto-renewal, compounded annually
3 years – under 4 years3.30%auto-renewal, compounded annually
4 years – under 5 years3.35%auto-renewal, compounded annually
5 years – under 6 years3.55%auto-renewal, compounded annually
6 years – under 7 years3.65%auto-renewal, compounded annually
7 years exactly3.70%auto-renewal, compounded annually
10 years3.75%auto-renewal, compounded annually

Term Deposit Receipt > $100,001+ investment

TermRate
1–29 days $100,001+ investment0.05%
30–59 days $100,001+ investment1.75%
60–89 days $100,001+ investment1.75%
90–119 days $100,001+ investment1.75%
120-179d $100,001+ investment1.75%
180–269 days $100,001+ investment2.00%
270–364 days $100,001+ investment2.00%
2 years – under 3 years $100,001+ investment2.30%
3 years – under 4 years $100,001+ investment2.45%
4 years – under 5 years $100,001+ investment2.60%
5 years $100,001+ investment2.65%
1y-2y $100,001+ investment2.20%

Term Deposit Receipt > $10,001 - $100,000 investment

TermRate
30–59 days $10,001 - $100,000 investment1.75%
60–89 days $10,001 - $100,000 investment1.75%
90–119 days $10,001 - $100,000 investment1.75%
120-179d $10,001 - $100,000 investment1.75%
180–269 days $10,001 - $100,000 investment2.00%
270–364 days $10,001 - $100,000 investment2.00%
2 years – under 3 years $10,001 - $100,000 investment2.30%
3 years – under 4 years $10,001 - $100,000 investment2.45%
4 years – under 5 years $10,001 - $100,000 investment2.60%
5 years $10,001 - $100,000 investment2.65%
1y-2y $10,001 - $100,000 investment2.20%

Term Deposit Receipt > $1,000 - $10,000 investment

TermRate
2 years – under 3 years $1,000 - $10,000 investment2.30%
3 years – under 4 years $1,000 - $10,000 investment2.45%
4 years – under 5 years $1,000 - $10,000 investment2.60%
5 years $1,000 - $10,000 investment2.65%
1y-2y $1,000 - $10,000 investment2.20%

U.S. $ Fixed-Term Deposit > $100,000 +

TermRate
1d $100,000 +0.05% US
2–29 days $100,000 +0.05% US
30–59 days $100,000 +2.70% US
60–89 days $100,000 +2.75% US
90–119 days $100,000 +2.80% US
120-179d $100,000 +2.85% US
180–269 days $100,000 +2.90% US
270–364 days $100,000 +2.95% US
2 years – under 3 years $100,000 +3.95% US
3 years – under 4 years $100,000 +4.00% US
4 years – under 5 years $100,000 +4.05% US
5 years $100,000 +4.10% US
1y-2y $100,000 +4.00% US

History

Each rate's own capture timeline (date → published rate, oldest first).

GIC (non-redeemable) · 1 year – under 18 months

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

GIC (non-redeemable) · 1 year – under 18 months · paid monthly

August 30, 20262.60%
September 13, 20262.60%
September 20, 20262.60%
September 27, 20262.90%
October 4, 20262.90%
October 11, 20262.90%
October 18, 20262.90%
October 25, 20262.90%

GIC (non-redeemable) · 18 months – under 19 months

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC (non-redeemable) · 18 months – under 19 months · paid monthly

August 30, 20262.75%
September 13, 20262.75%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC (non-redeemable) · 19 months – under 2 years

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC (non-redeemable) · 19 months – under 2 years · paid monthly

August 30, 20262.75%
September 13, 20262.75%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC (non-redeemable) · 2 years – under 3 years

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC (non-redeemable) · 2 years – under 3 years · paid monthly

August 30, 20262.65%
September 13, 20262.65%
September 20, 20262.65%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC (non-redeemable) · 3 years – under 4 years

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 3 years – under 4 years · paid monthly

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC (non-redeemable) · 4 years – under 5 years

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 4 years – under 5 years · paid monthly

August 30, 20262.90%
September 13, 20262.90%
September 20, 20262.90%
September 27, 20263.25%
October 4, 20263.25%
October 11, 20263.25%
October 18, 20263.25%
October 25, 20263.25%

GIC (non-redeemable) · 5 years – under 6 years

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 5 years – under 6 years · paid monthly

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC (non-redeemable) · 6 years – under 7 years

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC (non-redeemable) · 6 years – under 7 years · paid monthly

August 30, 20263.15%
September 13, 20263.15%
September 20, 20263.15%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 7 years – under 10 years

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

GIC (non-redeemable) · 7 years – under 10 years · paid monthly

August 30, 20263.20%
September 13, 20263.20%
September 20, 20263.20%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 10 years

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

GIC (non-redeemable) · 10 years · paid monthly

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC auto-renewal · 1 year – under 18 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

GIC auto-renewal · 18 months – under 19 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC auto-renewal · 19 months – under 2 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC auto-renewal · 2 years – under 3 years · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC auto-renewal · 3 years – under 4 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC auto-renewal · 4 years – under 5 years · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC auto-renewal · 5 years – under 6 years · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC auto-renewal · 6 years – under 7 years · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC auto-renewal · 7 years exactly · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

GIC auto-renewal · 10 years · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

GIC auto-renewal · 1 year – under 18 months · auto-renewal, monthly / semi-annual

August 30, 20262.60%
September 13, 20262.60%
September 20, 20262.60%
September 27, 20262.90%
October 4, 20262.90%
October 11, 20262.90%
October 18, 20262.90%
October 25, 20262.90%

GIC auto-renewal · 18 months – under 19 months · auto-renewal, monthly / semi-annual

August 30, 20262.75%
September 13, 20262.75%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC auto-renewal · 19 months – under 2 years · auto-renewal, monthly / semi-annual

August 30, 20262.75%
September 13, 20262.75%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC auto-renewal · 2 years – under 3 years · auto-renewal, monthly / semi-annual

August 30, 20262.65%
September 13, 20262.65%
September 20, 20262.65%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC auto-renewal · 3 years – under 4 years · auto-renewal, monthly / semi-annual

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC auto-renewal · 4 years – under 5 years · auto-renewal, monthly / semi-annual

August 30, 20262.90%
September 13, 20262.90%
September 20, 20262.90%
September 27, 20263.25%
October 4, 20263.25%
October 11, 20263.25%
October 18, 20263.25%
October 25, 20263.25%

GIC auto-renewal · 5 years – under 6 years · auto-renewal, monthly / semi-annual

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC auto-renewal · 6 years – under 7 years · auto-renewal, monthly / semi-annual

August 30, 20263.15%
September 13, 20263.15%
September 20, 20263.15%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC auto-renewal · 7 years exactly · auto-renewal, monthly / semi-annual

August 30, 20263.20%
September 13, 20263.20%
September 20, 20263.20%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC auto-renewal · 10 years · auto-renewal, monthly / semi-annual

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

RRSP auto-renewal GIC · 3 months · auto-renewal, compounded annually

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

RRSP auto-renewal GIC · 6–8 months · auto-renewal, compounded annually

August 30, 20262.05%
September 13, 20262.05%
September 20, 20262.05%
September 27, 20262.05%
October 4, 20262.05%
October 11, 20262.05%
October 18, 20262.05%
October 25, 20262.05%

RRSP auto-renewal GIC · 9–12 months · auto-renewal, compounded annually

August 30, 20262.05%
September 13, 20262.05%
September 20, 20262.05%
September 27, 20262.05%
October 4, 20262.05%
October 11, 20262.05%
October 18, 20262.05%
October 25, 20262.05%

RRSP auto-renewal GIC · 12 – under 16 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

RRSP auto-renewal GIC · 16 – under 18 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

RRSP auto-renewal GIC · 18 – under 19 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRSP auto-renewal GIC · 19 – under 24 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRSP auto-renewal GIC · 24 – under 30 months · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRSP auto-renewal GIC · 30 – under 36 months · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRSP auto-renewal GIC · 36 – under 42 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

RRSP auto-renewal GIC · 42 – under 48 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

RRSP auto-renewal GIC · 48 – under 51 months · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

RRSP auto-renewal GIC · 51 – under 60 months · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

RRSP auto-renewal GIC · 60 – under 72 months · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

RRSP auto-renewal GIC · 72 – under 84 months · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

RRSP auto-renewal GIC · 84 – under 120 months · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

RRSP auto-renewal GIC · 120 months · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

RRIF auto-renewal GIC · 12–17 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

RRIF auto-renewal GIC · 18–23 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRIF auto-renewal GIC · 24–35 months · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RRIF auto-renewal GIC · 36–47 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

RRIF auto-renewal GIC · 48–59 months · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

RRIF auto-renewal GIC · 60–71 months · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

RRIF auto-renewal GIC · 72–83 months · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

RRIF auto-renewal GIC · 84 months · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

RRIF auto-renewal GIC · 85–119 months · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

RRIF auto-renewal GIC · 120–179 months · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

RRIF auto-renewal GIC · 180–240 months · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

RESP auto-renewal GIC · 1 year – under 18 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

RESP auto-renewal GIC · 18 months – under 19 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RESP auto-renewal GIC · 19 months – under 2 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RESP auto-renewal GIC · 2 years – under 3 years · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RESP auto-renewal GIC · 3 years – under 4 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

RESP auto-renewal GIC · 4 years – under 5 years · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

RESP auto-renewal GIC · 5 years – under 6 years · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

RESP auto-renewal GIC · 6 years – under 7 years · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

RESP auto-renewal GIC · 7 years exactly · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

RESP auto-renewal GIC · 10 years · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

RDSP auto-renewal GIC · 1 year – under 18 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

RDSP auto-renewal GIC · 18 months – under 19 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RDSP auto-renewal GIC · 19 months – under 2 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RDSP auto-renewal GIC · 2 years – under 3 years · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

RDSP auto-renewal GIC · 3 years – under 4 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

RDSP auto-renewal GIC · 4 years – under 5 years · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

RDSP auto-renewal GIC · 5 years – under 6 years · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

RDSP auto-renewal GIC · 6 years – under 7 years · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

RDSP auto-renewal GIC · 7 years exactly · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

RDSP auto-renewal GIC · 10 years · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

TFSA auto-renewal GIC · 1 year – under 18 months · auto-renewal, compounded annually

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

TFSA auto-renewal GIC · 18 months – under 19 months · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

TFSA auto-renewal GIC · 19 months – under 2 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

TFSA auto-renewal GIC · 2 years – under 3 years · auto-renewal, compounded annually

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20263.20%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

TFSA auto-renewal GIC · 3 years – under 4 years · auto-renewal, compounded annually

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

TFSA auto-renewal GIC · 4 years – under 5 years · auto-renewal, compounded annually

August 30, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

TFSA auto-renewal GIC · 5 years – under 6 years · auto-renewal, compounded annually

August 30, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

TFSA auto-renewal GIC · 6 years – under 7 years · auto-renewal, compounded annually

August 30, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

TFSA auto-renewal GIC · 7 years exactly · auto-renewal, compounded annually

August 30, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

TFSA auto-renewal GIC · 10 years · auto-renewal, compounded annually

August 30, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

term_deposit · 1–29 days · $100,001+ investment

August 30, 20260.05%
September 13, 20260.05%
September 20, 20260.05%
September 27, 20260.05%
October 4, 20260.05%
October 11, 20260.05%
October 18, 20260.05%
October 25, 20260.05%

term_deposit · 30–59 days · $10,001 - $100,000 investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 30–59 days · $100,001+ investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 60–89 days · $10,001 - $100,000 investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 60–89 days · $100,001+ investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 90–119 days · $10,001 - $100,000 investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 90–119 days · $100,001+ investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 120-179d · $10,001 - $100,000 investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 120-179d · $100,001+ investment

August 30, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20261.75%
October 11, 20261.75%
October 18, 20261.75%
October 25, 20261.75%

term_deposit · 180–269 days · $10,001 - $100,000 investment

August 30, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

term_deposit · 180–269 days · $100,001+ investment

August 30, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

term_deposit · 270–364 days · $10,001 - $100,000 investment

August 30, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

term_deposit · 270–364 days · $100,001+ investment

August 30, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

term_deposit · 1y-2y · $1,000 - $10,000 investment

August 30, 20262.20%
September 13, 20262.20%
September 20, 20262.20%
September 27, 20262.20%
October 4, 20262.20%
October 11, 20262.20%
October 18, 20262.20%
October 25, 20262.20%

term_deposit · 1y-2y · $10,001 - $100,000 investment

August 30, 20262.20%
September 13, 20262.20%
September 20, 20262.20%
September 27, 20262.20%
October 4, 20262.20%
October 11, 20262.20%
October 18, 20262.20%
October 25, 20262.20%

term_deposit · 1y-2y · $100,001+ investment

August 30, 20262.20%
September 13, 20262.20%
September 20, 20262.20%
September 27, 20262.20%
October 4, 20262.20%
October 11, 20262.20%
October 18, 20262.20%
October 25, 20262.20%

term_deposit · 2 years – under 3 years · $1,000 - $10,000 investment

August 30, 20262.30%
September 13, 20262.30%
September 20, 20262.30%
September 27, 20262.30%
October 4, 20262.30%
October 11, 20262.30%
October 18, 20262.30%
October 25, 20262.30%

term_deposit · 2 years – under 3 years · $10,001 - $100,000 investment

August 30, 20262.30%
September 13, 20262.30%
September 20, 20262.30%
September 27, 20262.30%
October 4, 20262.30%
October 11, 20262.30%
October 18, 20262.30%
October 25, 20262.30%

term_deposit · 2 years – under 3 years · $100,001+ investment

August 30, 20262.30%
September 13, 20262.30%
September 20, 20262.30%
September 27, 20262.30%
October 4, 20262.30%
October 11, 20262.30%
October 18, 20262.30%
October 25, 20262.30%

term_deposit · 3 years – under 4 years · $1,000 - $10,000 investment

August 30, 20262.45%
September 13, 20262.45%
September 20, 20262.45%
September 27, 20262.45%
October 4, 20262.45%
October 11, 20262.45%
October 18, 20262.45%
October 25, 20262.45%

term_deposit · 3 years – under 4 years · $10,001 - $100,000 investment

August 30, 20262.45%
September 13, 20262.45%
September 20, 20262.45%
September 27, 20262.45%
October 4, 20262.45%
October 11, 20262.45%
October 18, 20262.45%
October 25, 20262.45%

term_deposit · 3 years – under 4 years · $100,001+ investment

August 30, 20262.45%
September 13, 20262.45%
September 20, 20262.45%
September 27, 20262.45%
October 4, 20262.45%
October 11, 20262.45%
October 18, 20262.45%
October 25, 20262.45%

term_deposit · 4 years – under 5 years · $1,000 - $10,000 investment

August 30, 20262.60%
September 13, 20262.60%
September 20, 20262.60%
September 27, 20262.60%
October 4, 20262.60%
October 11, 20262.60%
October 18, 20262.60%
October 25, 20262.60%

term_deposit · 4 years – under 5 years · $10,001 - $100,000 investment

August 30, 20262.60%
September 13, 20262.60%
September 20, 20262.60%
September 27, 20262.60%
October 4, 20262.60%
October 11, 20262.60%
October 18, 20262.60%
October 25, 20262.60%

term_deposit · 4 years – under 5 years · $100,001+ investment

August 30, 20262.60%
September 13, 20262.60%
September 20, 20262.60%
September 27, 20262.60%
October 4, 20262.60%
October 11, 20262.60%
October 18, 20262.60%
October 25, 20262.60%

term_deposit · 5 years · $1,000 - $10,000 investment

August 30, 20262.65%
September 13, 20262.65%
September 20, 20262.65%
September 27, 20262.65%
October 4, 20262.65%
October 11, 20262.65%
October 18, 20262.65%
October 25, 20262.65%

term_deposit · 5 years · $10,001 - $100,000 investment

August 30, 20262.65%
September 13, 20262.65%
September 20, 20262.65%
September 27, 20262.65%
October 4, 20262.65%
October 11, 20262.65%
October 18, 20262.65%
October 25, 20262.65%

term_deposit · 5 years · $100,001+ investment

August 30, 20262.65%
September 13, 20262.65%
September 20, 20262.65%
September 27, 20262.65%
October 4, 20262.65%
October 11, 20262.65%
October 18, 20262.65%
October 25, 20262.65%

U.S. $ term deposits · 1d · US dollars · $100,000 +

August 30, 20260.05%
September 13, 20260.05%
September 20, 20260.05%
September 27, 20260.05%
October 4, 20260.05%
October 11, 20260.05%
October 18, 20260.05%
October 25, 20260.05%

U.S. $ term deposits · 2–29 days · US dollars · $100,000 +

August 30, 20260.05%
September 13, 20260.05%
September 20, 20260.05%
September 27, 20260.05%
October 4, 20260.05%
October 11, 20260.05%
October 18, 20260.05%
October 25, 20260.05%

U.S. $ term deposits · 30–59 days · US dollars · $100,000 +

August 30, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20262.70%
October 4, 20262.70%
October 11, 20262.70%
October 18, 20262.70%
October 25, 20262.70%

U.S. $ term deposits · 60–89 days · US dollars · $100,000 +

August 30, 20262.75%
September 13, 20262.75%
September 20, 20262.75%
September 27, 20262.75%
October 4, 20262.75%
October 11, 20262.75%
October 18, 20262.75%
October 25, 20262.75%

U.S. $ term deposits · 90–119 days · US dollars · $100,000 +

August 30, 20262.80%
September 13, 20262.80%
September 20, 20262.80%
September 27, 20262.80%
October 4, 20262.80%
October 11, 20262.80%
October 18, 20262.80%
October 25, 20262.80%

U.S. $ term deposits · 120-179d · US dollars · $100,000 +

August 30, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20262.85%
October 4, 20262.85%
October 11, 20262.85%
October 18, 20262.85%
October 25, 20262.85%

U.S. $ term deposits · 180–269 days · US dollars · $100,000 +

August 30, 20262.90%
September 13, 20262.90%
September 20, 20262.90%
September 27, 20262.90%
October 4, 20262.90%
October 11, 20262.90%
October 18, 20262.90%
October 25, 20262.90%

U.S. $ term deposits · 270–364 days · US dollars · $100,000 +

August 30, 20262.95%
September 13, 20262.95%
September 20, 20262.95%
September 27, 20262.95%
October 4, 20262.95%
October 11, 20262.95%
October 18, 20262.95%
October 25, 20262.95%

U.S. $ term deposits · 1y-2y · US dollars · $100,000 +

August 30, 20263.70%
September 13, 20263.70%
September 20, 20263.70%
September 27, 20264.00%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

U.S. $ term deposits · 2 years – under 3 years · US dollars · $100,000 +

August 30, 20263.60%
September 13, 20263.60%
September 20, 20263.60%
September 27, 20263.95%
October 4, 20263.95%
October 11, 20263.95%
October 18, 20263.95%
October 25, 20263.95%

U.S. $ term deposits · 3 years – under 4 years · US dollars · $100,000 +

August 30, 20263.65%
September 13, 20263.65%
September 20, 20263.65%
September 27, 20264.00%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

U.S. $ term deposits · 4 years – under 5 years · US dollars · $100,000 +

August 30, 20263.65%
September 13, 20263.65%
September 20, 20263.65%
September 27, 20264.05%
October 4, 20264.05%
October 11, 20264.05%
October 18, 20264.05%
October 25, 20264.05%

U.S. $ term deposits · 5 years · US dollars · $100,000 +

August 30, 20263.70%
September 13, 20263.70%
September 20, 20263.70%
September 27, 20264.10%
October 4, 20264.10%
October 11, 20264.10%
October 18, 20264.10%
October 25, 20264.10%