$Ballpark Deposits
The dated ledger

What changed

Rate moves between consecutive weekly captures. A move is a change in the institution's own published figure (or the Bank of Canada's official composite), never an edit to our data.

Moves

DateInstitutionRateMove
2026-10-25Meridian Credit UnionGIC (raise the rate) · 5 years4.00% → 4.10% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (non-redeemable) · 5 years4.10% → 4.20% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (non-redeemable) · 4 years4.00% → 4.10% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (non-redeemable) · 2 years3.70% → 3.80% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (non-redeemable) · 1 year3.30% → 3.40% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (non-redeemable) · 18 months3.45% → 3.65% ▲ 0.20 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5-year stepper — year 54.90% → 5.00% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5-year stepper — year 44.20% → 4.30% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5-year stepper — year 34.00% → 4.10% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5-year stepper — year 23.80% → 3.90% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5-year stepper — year 13.60% → 3.70% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (escalator) · 5 years · equivalent flat yield4.10% → 4.20% ▲ 0.10 pts
2026-10-25Meridian Credit UnionGIC (cashable) · 91–365 days · redemption rate2.85% → 3.00% ▲ 0.15 pts
2026-10-25Meridian Credit UnionGIC (cashable) · 1 year2.85% → 3.00% ▲ 0.15 pts
2026-10-25Coast Capital SavingsGIC (non-redeemable) · 4 years3.60% → 3.70% ▲ 0.10 pts
2026-10-25Coast Capital SavingsGIC (non-redeemable) · 3 years3.50% → 3.60% ▲ 0.10 pts
2026-10-18National Bank of CanadaGIC (non-redeemable) · 2 years3.65% → 3.55% ▼ 0.10 pts
2026-10-18National Bank of CanadaGIC (non-redeemable) · 2 years3.65% → 3.55% ▼ 0.10 pts
2026-10-18National Bank of CanadaGIC (non-redeemable) · 1 year3.30% → 3.15% ▼ 0.15 pts
2026-10-18National Bank of CanadaGIC (non-redeemable) · 18 months3.50% → 3.30% ▼ 0.20 pts
2026-10-18National Bank of CanadaGIC (non-redeemable) · 18 months3.50% → 3.30% ▼ 0.20 pts
2026-10-11VancityU.S. $ term deposits · 89d · US2.60% → 3.10% ▲ 0.50 pts
2026-10-11VancityU.S. $ term deposits · 59d · US2.50% → 3.00% ▲ 0.50 pts
2026-10-11VancityU.S. $ term deposits · 269d · US3.10% → 3.40% ▲ 0.30 pts
2026-10-11VancityU.S. $ term deposits · 179d · US2.80% → 3.35% ▲ 0.55 pts
2026-10-11VancityU.S. $ term deposits · 119d · US2.70% → 3.25% ▲ 0.55 pts
2026-10-11National Bank of CanadaGIC (non-redeemable) · 4 years3.30% → 3.85% ▲ 0.55 pts
2026-10-11National Bank of CanadaGIC (non-redeemable) · 4 years3.30% → 3.85% ▲ 0.55 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 9mo2.50% → 2.60% ▲ 0.10 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 6mo2.25% → 2.40% ▲ 0.15 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 4mo2.15% → 2.20% ▲ 0.05 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 3 months1.80% → 2.00% ▲ 0.20 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 2 years3.50% → 3.40% ▼ 0.10 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 2mo1.80% → 1.95% ▲ 0.15 pts
2026-10-11Coast Capital SavingsGIC (non-redeemable) · 1mo1.80% → 1.90% ▲ 0.10 pts
2026-10-11Bank of Canada — major chartered banks (composite)Mortgage · 5 years6.09% → 6.19% ▲ 0.10 pts
2026-10-04VancityU.S. $ term deposits · 89d · US1.95% → 2.60% ▲ 0.65 pts
2026-10-04VancityU.S. $ term deposits · 59d · US1.75% → 2.50% ▲ 0.75 pts
2026-10-04VancityU.S. $ term deposits · 179d · US2.40% → 2.80% ▲ 0.40 pts
2026-10-04VancityU.S. $ term deposits · 119d · US2.15% → 2.70% ▲ 0.55 pts
2026-10-04National Bank of CanadaGIC (non-redeemable) · 3 years3.25% → 3.75% ▲ 0.50 pts
2026-10-04National Bank of CanadaGIC (non-redeemable) · 3 years3.25% → 3.75% ▲ 0.50 pts
2026-10-04Meridian Credit UnionGIC (non-redeemable) · 4 years3.90% → 4.00% ▲ 0.10 pts
2026-10-04Meridian Credit UnionGIC (non-redeemable) · 1 year3.20% → 3.30% ▲ 0.10 pts
2026-10-04Innovation Federal Credit UnionGIC (non-redeemable) · 5 years3.35% → 3.40% ▲ 0.05 pts
2026-10-04Innovation Federal Credit UnionGIC (non-redeemable) · 4 years3.25% → 3.30% ▲ 0.05 pts
2026-10-04Innovation Federal Credit UnionGIC (non-redeemable) · 3 years3.20% → 3.25% ▲ 0.05 pts
2026-10-04Innovation Federal Credit UnionGIC (non-redeemable) · 2 years3.15% → 3.20% ▲ 0.05 pts
2026-10-04Innovation Federal Credit UnionGIC (non-redeemable) · 1 year3.10% → 3.15% ▲ 0.05 pts
2026-10-04Innovation Federal Credit Uniongic_convertible · 3 years3.10% → 3.15% ▲ 0.05 pts
2026-10-04DesjardinsGIC (non-redeemable) · 9y3.50% → 4.00% ▲ 0.50 pts
2026-10-04DesjardinsGIC (non-redeemable) · 8y3.50% → 4.00% ▲ 0.50 pts
2026-10-04DesjardinsGIC (non-redeemable) · 7 years exactly3.50% → 4.00% ▲ 0.50 pts
2026-10-04DesjardinsGIC (non-redeemable) · 6y3.50% → 4.00% ▲ 0.50 pts
2026-10-04DesjardinsGIC (non-redeemable) · 5 years3.75% → 4.10% ▲ 0.35 pts
2026-10-04DesjardinsGIC (non-redeemable) · 5 years3.50% → 4.00% ▲ 0.50 pts
2026-10-04DesjardinsGIC (non-redeemable) · 4 years3.30% → 3.35% ▲ 0.05 pts
2026-10-04DesjardinsGIC (non-redeemable) · 3 years3.35% → 3.40% ▲ 0.05 pts
2026-10-04DesjardinsGIC (non-redeemable) · 3 years3.20% → 3.30% ▲ 0.10 pts
2026-10-04DesjardinsGIC (non-redeemable) · 2 years3.25% → 3.40% ▲ 0.15 pts
2026-10-04DesjardinsGIC (non-redeemable) · 2 years3.10% → 3.30% ▲ 0.20 pts
2026-10-04DesjardinsGIC (non-redeemable) · 1 year3.15% → 3.40% ▲ 0.25 pts
2026-10-04DesjardinsGIC (non-redeemable) · 1 year3.00% → 3.30% ▲ 0.30 pts
2026-10-04DesjardinsGIC (non-redeemable) · 10 years3.50% → 4.00% ▲ 0.50 pts
2026-10-04Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 5 years3.00% → 2.75% ▼ 0.25 pts
2026-10-04Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 3 years2.75% → 3.20% ▲ 0.45 pts
2026-10-04Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 1 year2.60% → 2.45% ▼ 0.15 pts
2026-09-27DesjardinsGIC (non-redeemable) · 9y3.25% → 3.50% ▲ 0.25 pts
2026-09-27DesjardinsGIC (non-redeemable) · 8y3.25% → 3.50% ▲ 0.25 pts
2026-09-27DesjardinsGIC (non-redeemable) · 7 years exactly3.25% → 3.50% ▲ 0.25 pts
2026-09-27DesjardinsGIC (non-redeemable) · 6y3.25% → 3.50% ▲ 0.25 pts
2026-09-27DesjardinsGIC (non-redeemable) · 5 years3.40% → 3.75% ▲ 0.35 pts
2026-09-27DesjardinsGIC (non-redeemable) · 5 years3.25% → 3.50% ▲ 0.25 pts
2026-09-27DesjardinsGIC (non-redeemable) · 4 years3.25% → 3.45% ▲ 0.20 pts
2026-09-27DesjardinsGIC (non-redeemable) · 4 years3.10% → 3.30% ▲ 0.20 pts
2026-09-27DesjardinsGIC (non-redeemable) · 3 years3.20% → 3.35% ▲ 0.15 pts
2026-09-27DesjardinsGIC (non-redeemable) · 3 years3.05% → 3.20% ▲ 0.15 pts
2026-09-27DesjardinsGIC (non-redeemable) · 2 years3.15% → 3.25% ▲ 0.10 pts
2026-09-27DesjardinsGIC (non-redeemable) · 2 years3.00% → 3.10% ▲ 0.10 pts
2026-09-27DesjardinsGIC (non-redeemable) · 1 year2.85% → 3.15% ▲ 0.30 pts
2026-09-27DesjardinsGIC (non-redeemable) · 1 year2.70% → 3.00% ▲ 0.30 pts
2026-09-27DesjardinsGIC (non-redeemable) · 10 years3.25% → 3.50% ▲ 0.25 pts
2026-09-27Coast Capital SavingsGIC (non-redeemable) · 1 year2.90% → 3.10% ▲ 0.20 pts
2026-09-27Coast Capital SavingsGIC (non-redeemable) · 18 months3.10% → 3.25% ▲ 0.15 pts
2026-09-27Coast Capital SavingsGIC (non-redeemable) · 15 months3.00% → 3.15% ▲ 0.15 pts
2026-09-27BMO Bank of MontrealU.S. $ term deposits · 5 years · US3.70% → 4.10% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealU.S. $ term deposits · 4 years – under 5 years · US3.65% → 4.05% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealU.S. $ term deposits · 3 years – under 4 years · US3.65% → 4.00% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealU.S. $ term deposits · 2 years – under 3 years · US3.60% → 3.95% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealU.S. $ term deposits · 1y-2y · US3.70% → 4.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 7 years exactly3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 6 years – under 7 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 5 years – under 6 years3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 4 years – under 5 years3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 3 years – under 4 years2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 2 years – under 3 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 1 year – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealTFSA auto-renewal GIC · 10 years3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 84 – under 120 months3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 72 – under 84 months3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 60 – under 72 months3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 51 – under 60 months3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 48 – under 51 months3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 42 – under 48 months2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 36 – under 42 months2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 30 – under 36 months2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 24 – under 30 months2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 16 – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 120 months3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRSP auto-renewal GIC · 12 – under 16 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 85–119 months3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 84 months3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 72–83 months3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 60–71 months3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 48–59 months3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 36–47 months2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 24–35 months2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 180–240 months3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 120–179 months3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRRIF auto-renewal GIC · 12–17 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 7 years exactly3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 6 years – under 7 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 5 years – under 6 years3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 4 years – under 5 years3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 3 years – under 4 years2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 2 years – under 3 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 1 year – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealRESP auto-renewal GIC · 10 years3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 7 years exactly3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 6 years – under 7 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 5 years – under 6 years3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 4 years – under 5 years3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 3 years – under 4 years2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 2 years – under 3 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 1 year – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealRDSP auto-renewal GIC · 10 years3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 7 years – under 10 years3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 7 years – under 10 years3.20% → 3.60% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 6 years – under 7 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 6 years – under 7 years3.15% → 3.55% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 5 years – under 6 years3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 5 years – under 6 years3.00% → 3.45% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 4 years – under 5 years3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 4 years – under 5 years2.90% → 3.25% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 3 years – under 4 years2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 3 years – under 4 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 2 years – under 3 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 2 years – under 3 years2.65% → 3.10% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 1 year – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 1 year – under 18 months2.60% → 2.90% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 10 years3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC (non-redeemable) · 10 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 7 years exactly3.30% → 3.70% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 7 years exactly3.20% → 3.60% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 6 years – under 7 years3.25% → 3.65% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 6 years – under 7 years3.15% → 3.55% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 5 years – under 6 years3.10% → 3.55% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 5 years – under 6 years3.00% → 3.45% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 4 years – under 5 years3.00% → 3.35% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 4 years – under 5 years2.90% → 3.25% ▲ 0.35 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 3 years – under 4 years2.85% → 3.30% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 3 years – under 4 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 2 years – under 3 years2.75% → 3.20% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 2 years – under 3 years2.65% → 3.10% ▲ 0.45 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 1 year – under 18 months2.70% → 3.00% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 1 year – under 18 months2.60% → 2.90% ▲ 0.30 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 10 years3.35% → 3.75% ▲ 0.40 pts
2026-09-27BMO Bank of MontrealGIC auto-renewal · 10 years3.25% → 3.65% ▲ 0.40 pts
2026-09-20VancityU.S. $ term deposits · 364d · US3.15% → 3.75% ▲ 0.60 pts
2026-09-20VancityGIC (non-redeemable) · 60mo3.60% → 3.70% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 60mo3.50% → 3.60% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 60mo3.60% → 3.70% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 60mo3.55% → 3.65% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 60mo3.55% → 3.65% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 48mo3.45% → 3.60% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 48mo3.35% → 3.50% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 48mo3.45% → 3.60% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 48mo3.40% → 3.55% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 48mo3.40% → 3.55% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 36mo3.55% → 3.65% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 36mo3.45% → 3.55% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 36mo3.55% → 3.65% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 36mo3.50% → 3.60% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 36mo3.50% → 3.60% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 30mo3.35% → 3.50% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 30mo3.25% → 3.40% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 30mo3.35% → 3.50% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 30mo3.30% → 3.45% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 30mo3.30% → 3.45% ▲ 0.15 pts
2026-09-20VancityGIC (non-redeemable) · 24mo3.10% → 3.40% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 24mo3.00% → 3.30% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 24mo3.10% → 3.40% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 24mo3.05% → 3.35% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 24mo3.05% → 3.35% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 18 months3.05% → 3.35% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 18 months2.95% → 3.25% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 18 months3.05% → 3.35% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 18 months3.00% → 3.30% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 18 months3.00% → 3.30% ▲ 0.30 pts
2026-09-20VancityGIC (non-redeemable) · 12mo3.00% → 3.10% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 12mo2.95% → 3.00% ▲ 0.05 pts
2026-09-20VancityGIC (non-redeemable) · 12mo3.00% → 3.10% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 12mo2.95% → 3.05% ▲ 0.10 pts
2026-09-20VancityGIC (non-redeemable) · 12mo2.95% → 3.05% ▲ 0.10 pts
2026-09-20VancityGIC (cashable) · 12mo_90d_lock2.25% → 2.35% ▲ 0.10 pts
2026-09-20VancityGIC (cashable) · 12mo_30d_lock2.15% → 2.25% ▲ 0.10 pts
2026-09-20TD BankGIC (special offer) · 18 months3.35% → 3.25% ▼ 0.10 pts
2026-09-20TD BankGIC (special offer) · 18 months3.35% → 3.25% ▼ 0.10 pts
2026-09-20TD BankGIC (special offer) · 18 months3.35% → 3.25% ▼ 0.10 pts
2026-09-20TD BankGIC (special offer) · 18 months3.35% → 3.25% ▼ 0.10 pts
2026-09-20TD BankGIC (special offer) · 18 months3.35% → 3.25% ▼ 0.10 pts
2026-09-20TD BankGIC (special offer) · 14 months2.75% → 3.05% ▲ 0.30 pts
2026-09-20TD BankGIC (special offer) · 14 months2.75% → 3.05% ▲ 0.30 pts
2026-09-20TD BankGIC (special offer) · 14 months2.75% → 3.05% ▲ 0.30 pts
2026-09-20TD BankGIC (special offer) · 14 months2.75% → 3.05% ▲ 0.30 pts
2026-09-20TD BankGIC (special offer) · 14 months2.75% → 3.05% ▲ 0.30 pts
2026-09-20TD BankGIC (non-redeemable) · 5 years3.10% → 3.55% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 5 years3.10% → 3.55% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 4 years2.90% → 3.35% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 4 years2.90% → 3.35% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 3 years2.85% → 3.30% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 3 years2.85% → 3.30% ▲ 0.45 pts
2026-09-20TD BankGIC (non-redeemable) · 2 years2.80% → 3.20% ▲ 0.40 pts
2026-09-20TD BankGIC (non-redeemable) · 2 years2.80% → 3.20% ▲ 0.40 pts
2026-09-20TD BankGIC (non-redeemable) · 1 year2.70% → 3.00% ▲ 0.30 pts
2026-09-20TD BankGIC (non-redeemable) · 1 year2.70% → 3.00% ▲ 0.30 pts
2026-09-20RBC Royal BankU.S. $ term deposits · 5 years · US3.80% → 4.10% ▲ 0.30 pts
2026-09-20RBC Royal BankU.S. $ term deposits · 4 years · US3.75% → 4.05% ▲ 0.30 pts
2026-09-20RBC Royal BankU.S. $ term deposits · 3 years · US3.70% → 4.00% ▲ 0.30 pts
2026-09-20RBC Royal BankU.S. $ term deposits · 2 years · US3.65% → 3.95% ▲ 0.30 pts
2026-09-20RBC Royal BankU.S. $ term deposits · 1 year · US3.60% → 3.90% ▲ 0.30 pts
2026-09-20National Bank of CanadaGIC (non-redeemable) · 5 years3.45% → 4.00% ▲ 0.55 pts
2026-09-20National Bank of CanadaGIC (non-redeemable) · 5 years3.45% → 4.00% ▲ 0.55 pts
2026-09-20National Bank of CanadaGIC (non-redeemable) · 2 years3.35% → 3.65% ▲ 0.30 pts
2026-09-20National Bank of CanadaGIC (non-redeemable) · 2 years3.35% → 3.65% ▲ 0.30 pts
2026-09-20National Bank of CanadaGIC (non-redeemable) · 1 year2.85% → 3.30% ▲ 0.45 pts
2026-09-20Meridian Credit UnionGIC (raise the rate) · 5 years3.90% → 4.00% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (raise the rate) · 3 years3.60% → 3.90% ▲ 0.30 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 5 years4.00% → 4.10% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 5 years · US4.40% → 4.50% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 4 years3.80% → 3.90% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 4 years · US4.35% → 4.45% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 3 years3.70% → 4.00% ▲ 0.30 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 3 years · US4.30% → 4.50% ▲ 0.20 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 2 years3.50% → 3.70% ▲ 0.20 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 2 years · US4.25% → 4.45% ▲ 0.20 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 1 year3.10% → 3.20% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 1 year · US4.00% → 4.25% ▲ 0.25 pts
2026-09-20Meridian Credit UnionGIC (non-redeemable) · 18 months3.35% → 3.45% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5-year stepper — year 54.80% → 4.90% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5-year stepper — year 44.10% → 4.20% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5-year stepper — year 33.90% → 4.00% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5-year stepper — year 23.70% → 3.80% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5-year stepper — year 13.50% → 3.60% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 5 years · equivalent flat yield4.00% → 4.10% ▲ 0.10 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 3y_y34.10% → 4.40% ▲ 0.30 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 3y_y23.60% → 4.00% ▲ 0.40 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 3y_y13.40% → 3.60% ▲ 0.20 pts
2026-09-20Meridian Credit UnionGIC (escalator) · 3 years · equivalent flat yield3.70% → 4.00% ▲ 0.30 pts
2026-09-20Meridian Credit UnionGIC (cashable) · 91–365 days · redemption rate2.65% → 2.85% ▲ 0.20 pts
2026-09-20Meridian Credit UnionGIC (cashable) · 1 year2.65% → 2.85% ▲ 0.20 pts
2026-09-20Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 5 years2.75% → 3.00% ▲ 0.25 pts
2026-09-20Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 3 years2.55% → 2.75% ▲ 0.20 pts
2026-09-20Bank of Canada — major chartered banks (composite)GIC (non-redeemable) · 1 year2.45% → 2.60% ▲ 0.15 pts
2026-09-20BMO Bank of MontrealTFSA auto-renewal GIC · 19 months – under 2 years2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealTFSA auto-renewal GIC · 18 months – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRRSP auto-renewal GIC · 19 – under 24 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRRSP auto-renewal GIC · 18 – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRRIF auto-renewal GIC · 18–23 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRESP auto-renewal GIC · 19 months – under 2 years2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRESP auto-renewal GIC · 18 months – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRDSP auto-renewal GIC · 19 months – under 2 years2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealRDSP auto-renewal GIC · 18 months – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC (non-redeemable) · 19 months – under 2 years2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC (non-redeemable) · 19 months – under 2 years2.75% → 3.10% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC (non-redeemable) · 18 months – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC (non-redeemable) · 18 months – under 19 months2.75% → 3.10% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC auto-renewal · 19 months – under 2 years2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC auto-renewal · 19 months – under 2 years2.75% → 3.10% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC auto-renewal · 18 months – under 19 months2.85% → 3.20% ▲ 0.35 pts
2026-09-20BMO Bank of MontrealGIC auto-renewal · 18 months – under 19 months2.75% → 3.10% ▲ 0.35 pts
2026-09-13VancityGIC (non-redeemable) · 12mo2.90% → 2.95% ▲ 0.05 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 5 years3.35% → 3.45% ▲ 0.10 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 5 years3.35% → 3.45% ▲ 0.10 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 3 years3.15% → 3.25% ▲ 0.10 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 3 years3.15% → 3.25% ▲ 0.10 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 2 years3.25% → 3.35% ▲ 0.10 pts
2026-09-13National Bank of CanadaGIC (non-redeemable) · 2 years3.25% → 3.35% ▲ 0.10 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 90 days2.15% → 2.40% ▲ 0.25 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 60 days1.90% → 2.15% ▲ 0.25 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 30 days1.75% → 2.00% ▲ 0.25 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 270 days2.45% → 2.70% ▲ 0.25 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 18 months3.25% → 3.35% ▲ 0.10 pts
2026-09-13Meridian Credit UnionGIC (non-redeemable) · 180 days2.35% → 2.60% ▲ 0.25 pts
2026-09-06National Bank of CanadaGIC (non-redeemable) · 18 months2.85% → 3.50% ▲ 0.65 pts
2026-09-06National Bank of CanadaGIC (non-redeemable) · 18 months2.85% → 3.50% ▲ 0.65 pts
2026-09-06DesjardinsGIC (non-redeemable) · 5 years3.35% → 3.40% ▲ 0.05 pts
2026-09-06DesjardinsGIC (non-redeemable) · 4 years3.15% → 3.25% ▲ 0.10 pts
2026-09-06DesjardinsGIC (non-redeemable) · 4 years3.05% → 3.10% ▲ 0.05 pts
2026-09-06DesjardinsGIC (non-redeemable) · 3 years3.10% → 3.20% ▲ 0.10 pts
2026-09-06DesjardinsGIC (non-redeemable) · 3 years3.00% → 3.05% ▲ 0.05 pts
2026-09-06DesjardinsGIC (non-redeemable) · 2 years3.00% → 3.15% ▲ 0.15 pts
2026-09-06DesjardinsGIC (non-redeemable) · 2 years2.85% → 3.00% ▲ 0.15 pts
2026-09-06DesjardinsGIC (non-redeemable) · 1 year2.80% → 2.85% ▲ 0.05 pts