$Ballpark Deposits
RatesChanges
Desjardins

Desjardins

Posted deposit rates, captured October 25, 2026.

Posted rates

Source: desjardins_page (https://www.desjardins.com/en/savings-investment/guaranteed-investments/rates.html); captured October 25, 2026. Currency: CAD.

rates#t2r1

TermRate
1 year2.00%

rates#t1r17

TermRate
10 years4.00%

rates#t1r4

TermRate
119d1.90%

rates#t1r5

TermRate
179d1.90%

rates#t0r2

TermRate
1 year3.40%

rates#t4r1

TermRate
1 year3.30%paid monthly

rates#t1r6

TermRate
269d2.20%

rates#t0r1

TermRate
26mo3.60%

rates#t1r1

TermRate
29mo3.50%

rates#t0r3

TermRate
2 years3.40%

rates#t4r2

TermRate
2 years3.30%paid monthly

rates#t1r7

TermRate
364d2.30%

rates#t0r4

TermRate
3 years3.40%

rates#t4r3

TermRate
3 years3.30%paid monthly

rates#t0r5

TermRate
4 years3.45%

rates#t4r4

TermRate
4 years3.35%paid monthly

rates#t1r2

TermRate
59d1.70%

rates#t0r6

TermRate
5 years4.10%

rates#t4r5

TermRate
5 years4.00%paid monthly

rates#t1r13

TermRate
6y4.00%

rates#t1r14

TermRate
7 years exactly4.00%

rates#t1r3

TermRate
89d1.70%

rates#t1r15

TermRate
8y4.00%

rates#t1r16

TermRate
9y4.00%

History

Each rate's own capture timeline (date → published rate, oldest first).

GIC (non-redeemable) · 1 year

August 31, 20262.80%
September 6, 20262.85%
September 13, 20262.85%
September 20, 20262.85%
September 27, 20263.15%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 2 years

August 31, 20263.00%
September 6, 20263.15%
September 13, 20263.15%
September 20, 20263.15%
September 27, 20263.25%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 3 years

August 31, 20263.10%
September 6, 20263.20%
September 13, 20263.20%
September 20, 20263.20%
September 27, 20263.35%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 4 years

August 31, 20263.15%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC (non-redeemable) · 5 years

August 31, 20263.35%
September 6, 20263.40%
September 13, 20263.40%
September 20, 20263.40%
September 27, 20263.75%
October 4, 20264.10%
October 11, 20264.10%
October 18, 20264.10%
October 25, 20264.10%

GIC (non-redeemable) · 59d

August 31, 20261.70%
September 6, 20261.70%
September 13, 20261.70%
September 20, 20261.70%
September 27, 20261.70%
October 4, 20261.70%
October 11, 20261.70%
October 18, 20261.70%
October 25, 20261.70%

GIC (non-redeemable) · 89d

August 31, 20261.70%
September 6, 20261.70%
September 13, 20261.70%
September 20, 20261.70%
September 27, 20261.70%
October 4, 20261.70%
October 11, 20261.70%
October 18, 20261.70%
October 25, 20261.70%

GIC (non-redeemable) · 119d

August 31, 20261.90%
September 6, 20261.90%
September 13, 20261.90%
September 20, 20261.90%
September 27, 20261.90%
October 4, 20261.90%
October 11, 20261.90%
October 18, 20261.90%
October 25, 20261.90%

GIC (non-redeemable) · 179d

August 31, 20261.90%
September 6, 20261.90%
September 13, 20261.90%
September 20, 20261.90%
September 27, 20261.90%
October 4, 20261.90%
October 11, 20261.90%
October 18, 20261.90%
October 25, 20261.90%

GIC (non-redeemable) · 269d

August 31, 20262.20%
September 6, 20262.20%
September 13, 20262.20%
September 20, 20262.20%
September 27, 20262.20%
October 4, 20262.20%
October 11, 20262.20%
October 18, 20262.20%
October 25, 20262.20%

GIC (non-redeemable) · 364d

August 31, 20262.30%
September 6, 20262.30%
September 13, 20262.30%
September 20, 20262.30%
September 27, 20262.30%
October 4, 20262.30%
October 11, 20262.30%
October 18, 20262.30%
October 25, 20262.30%

GIC (non-redeemable) · 6y

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 7 years exactly

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 8y

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 9y

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 10 years

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (cashable) · 1 year

August 31, 20262.00%
September 6, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

GIC (non-redeemable) · 1 year · paid monthly

August 31, 20262.70%
September 6, 20262.70%
September 13, 20262.70%
September 20, 20262.70%
September 27, 20263.00%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 2 years · paid monthly

August 31, 20262.85%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.00%
September 27, 20263.10%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 3 years · paid monthly

August 31, 20263.00%
September 6, 20263.05%
September 13, 20263.05%
September 20, 20263.05%
September 27, 20263.20%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 4 years · paid monthly

August 31, 20263.05%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.30%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 5 years · paid monthly

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.50%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 22mo

September 13, 20263.60%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%