$Ballpark Deposits
RatesChanges
Innovation Federal Credit Union

Innovation Federal Credit Union

Posted deposit rates, captured October 25, 2026.

Posted rates

Source: innovation_page (https://www.innovationcu.ca/content/innovationcu/en/personal/investing/investment-rates.html); captured October 25, 2026. Currency: CAD.

investment-rates#t0r1

TermRate
1 year2.00%

investment-rates#t3r1

TermRate
3 years3.15%

investment-rates#t1r1

TermRate
1 year3.15%

investment-rates#t1r2

TermRate
2 years3.20%

investment-rates#t1r3

TermRate
3 years3.25%

investment-rates#t1r4

TermRate
4 years3.30%

investment-rates#t1r5

TermRate
5 years3.40%

History

Each rate's own capture timeline (date → published rate, oldest first).

GIC (cashable) · 1 year

August 31, 20262.00%
September 6, 20262.00%
September 13, 20262.00%
September 20, 20262.00%
September 27, 20262.00%
October 4, 20262.00%
October 11, 20262.00%
October 18, 20262.00%
October 25, 20262.00%

GIC (non-redeemable) · 1 year

August 31, 20263.10%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.15%
October 11, 20263.15%
October 18, 20263.15%
October 25, 20263.15%

GIC (non-redeemable) · 2 years

August 31, 20263.15%
September 6, 20263.15%
September 13, 20263.15%
September 20, 20263.15%
September 27, 20263.15%
October 4, 20263.20%
October 11, 20263.20%
October 18, 20263.20%
October 25, 20263.20%

GIC (non-redeemable) · 3 years

August 31, 20263.20%
September 6, 20263.20%
September 13, 20263.20%
September 20, 20263.20%
September 27, 20263.20%
October 4, 20263.25%
October 11, 20263.25%
October 18, 20263.25%
October 25, 20263.25%

GIC (non-redeemable) · 4 years

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.25%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 5 years

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.35%
September 20, 20263.35%
September 27, 20263.35%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

gic_convertible · 3 years

August 31, 20263.10%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.15%
October 11, 20263.15%
October 18, 20263.15%
October 25, 20263.15%