$Ballpark Deposits
RatesChanges
National Bank of Canada

National Bank of Canada

Posted deposit rates, captured October 25, 2026.

Posted rates

Source: nb_page (https://www.nbc.ca/personal/savings-investments/gic/redeemable.html); captured October 25, 2026. Currency: CAD, USD.

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-S-NBC-12M-A

TermRate
1 year min $5000.35%

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-S-NBC-24M-A

TermRate
2 years min $5000.40%

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-C-NBC-24M-A

TermRate
2 years min $5000.40%compound interest

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-S-NBC-36M-A

TermRate
3 years min $5000.45%

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-C-NBC-36M-A

TermRate
3 years min $5000.45%compound interest

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-S-NBC-48M-A

TermRate
4 years min $5000.55%

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-C-NBC-48M-A

TermRate
4 years min $5000.55%compound interest

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-S-NBC-60M-A

TermRate
5 years min $5000.65%

gic__nb-redeemable.html > c1 > /content/productcatalog/cpg/CPG-R/OFFRE-GEN/LONG-C-NBC-60M-A

TermRate
5 years min $5000.65%compound interest

gic__nb-redeemable-without-penalty.html > c1 > /content/productcatalog/cpg/CPG-R-SP/OFFRE-GEN/A30J-S-NBC-12M-A

TermRate
1 year min $5000.30%

gic__nb-redeemable-without-penalty.html > c1 > /content/productcatalog/cpg/CPG-R-SP/OFFRE-GEN/A6M-S-NBC-24M-A

TermRate
2 years min $5000.50%

gic__nb-redeemable-without-penalty.html > c1 > /content/productcatalog/cpg/CPG-R-SP/OFFRE-GEN/A6M-C-NBC-24M-A

TermRate
2 years min $5000.50%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-18M-A

TermRate
18 months min $5003.30%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-C-NBC-18M-A

TermRate
18 months min $5003.30%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-12M-A

TermRate
1 year min $5003.15%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-24M-A

TermRate
2 years min $5003.55%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-C-NBC-24M-A

TermRate
2 years min $5003.55%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/SHRT-S-NBC-3M-MA

TermRate
3 months min $5000.30%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-36M-A

TermRate
3 years min $5003.75%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-C-NBC-36M-A

TermRate
3 years min $5003.75%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-48M-A

TermRate
4 years min $5003.85%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-C-NBC-48M-A

TermRate
4 years min $5003.85%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-S-NBC-60M-A

TermRate
5 years min $5004.00%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/LONG-C-NBC-60M-A

TermRate
5 years min $5004.00%compound interest

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/SHRT-S-NBC-6M-MA

TermRate
6mo min $5001.50%

gic__nb-non-redeemable.html > c1 > /content/productcatalog/cpg/CPG-N/OFFRE-GEN/SHRT-S-NBC-9M-MA

TermRate
9mo min $5001.85%

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-S-NBC-12M-A

TermRate
1 year min $5000.30% US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-S-NBC-24M-A

TermRate
2 years min $5000.45% US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-C-NBC-24M-A

TermRate
2 years min $5000.45%compound interest US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-S-NBC-36M-A

TermRate
3 years min $5000.60% US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-C-NBC-36M-A

TermRate
3 years min $5000.60%compound interest US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-S-NBC-48M-A

TermRate
4 years min $5000.90% US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-C-NBC-48M-A

TermRate
4 years min $5000.90%compound interest US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-S-NBC-60M-A

TermRate
5 years min $5001.00% US

gic__nb-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-R-US/OFFRE-GEN/LONG-C-NBC-60M-A

TermRate
5 years min $5001.00%compound interest US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-S-NBC-12M-A

TermRate
1 year min $5003.60% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-S-NBC-24M-A

TermRate
2 years min $5003.75% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-C-NBC-24M-A

TermRate
2 years min $5003.75%compound interest US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/SHRT-S-NBC-3M-MA

TermRate
3 months min $5000.20% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-S-NBC-36M-A

TermRate
3 years min $5003.65% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-C-NBC-36M-A

TermRate
3 years min $5003.65%compound interest US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-S-NBC-48M-A

TermRate
4 years min $5003.75% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-C-NBC-48M-A

TermRate
4 years min $5003.75%compound interest US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-S-NBC-60M-A

TermRate
5 years min $5003.75% US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/LONG-C-NBC-60M-A

TermRate
5 years min $5003.75%compound interest US

gic__nb-non-redeemable-usd.html > c1 > /content/productcatalog/cpg/CPG-N-US/OFFRE-GEN/SHRT-S-NBC-6M-MA

TermRate
6mo min $5000.40% US

History

Each rate's own capture timeline (date → published rate, oldest first).

GIC (cashable) · 1 year · min $500

August 31, 20260.35%
September 6, 20260.35%
September 13, 20260.35%
September 20, 20260.35%
September 27, 20260.35%
October 4, 20260.35%
October 11, 20260.35%
October 18, 20260.35%
October 25, 20260.35%

GIC (cashable) · 2 years · min $500

August 31, 20260.40%
September 6, 20260.40%
September 13, 20260.40%
September 20, 20260.40%
September 27, 20260.40%
October 4, 20260.40%
October 11, 20260.40%
October 18, 20260.40%
October 25, 20260.40%

GIC (cashable) · 2 years · compound interest · min $500

August 31, 20260.40%
September 6, 20260.40%
September 13, 20260.40%
September 20, 20260.40%
September 27, 20260.40%
October 4, 20260.40%
October 11, 20260.40%
October 18, 20260.40%
October 25, 20260.40%

GIC (cashable) · 3 years · min $500

August 31, 20260.45%
September 6, 20260.45%
September 13, 20260.45%
September 20, 20260.45%
September 27, 20260.45%
October 4, 20260.45%
October 11, 20260.45%
October 18, 20260.45%
October 25, 20260.45%

GIC (cashable) · 3 years · compound interest · min $500

August 31, 20260.45%
September 6, 20260.45%
September 13, 20260.45%
September 20, 20260.45%
September 27, 20260.45%
October 4, 20260.45%
October 11, 20260.45%
October 18, 20260.45%
October 25, 20260.45%

GIC (cashable) · 4 years · min $500

August 31, 20260.55%
September 6, 20260.55%
September 13, 20260.55%
September 20, 20260.55%
September 27, 20260.55%
October 4, 20260.55%
October 11, 20260.55%
October 18, 20260.55%
October 25, 20260.55%

GIC (cashable) · 4 years · compound interest · min $500

August 31, 20260.55%
September 6, 20260.55%
September 13, 20260.55%
September 20, 20260.55%
September 27, 20260.55%
October 4, 20260.55%
October 11, 20260.55%
October 18, 20260.55%
October 25, 20260.55%

GIC (cashable) · 5 years · min $500

August 31, 20260.65%
September 6, 20260.65%
September 13, 20260.65%
September 20, 20260.65%
September 27, 20260.65%
October 4, 20260.65%
October 11, 20260.65%
October 18, 20260.65%
October 25, 20260.65%

GIC (cashable) · 5 years · compound interest · min $500

August 31, 20260.65%
September 6, 20260.65%
September 13, 20260.65%
September 20, 20260.65%
September 27, 20260.65%
October 4, 20260.65%
October 11, 20260.65%
October 18, 20260.65%
October 25, 20260.65%

GIC (non-redeemable) · 3 months · min $500

August 31, 20260.30%
September 6, 20260.30%
September 13, 20260.30%
September 20, 20260.30%
September 27, 20260.30%
October 4, 20260.30%
October 11, 20260.30%
October 18, 20260.30%
October 25, 20260.30%

GIC (non-redeemable) · 6mo · min $500

August 31, 20261.50%
September 6, 20261.50%
September 13, 20261.50%
September 20, 20261.50%
September 27, 20261.50%
October 4, 20261.50%
October 11, 20261.50%
October 18, 20261.50%
October 25, 20261.50%

GIC (non-redeemable) · 9mo · min $500

August 31, 20261.85%
September 6, 20261.85%
September 13, 20261.85%
September 20, 20261.85%
September 27, 20261.85%
October 4, 20261.85%
October 11, 20261.85%
October 18, 20261.85%
October 25, 20261.85%

GIC (non-redeemable) · 1 year · min $500

August 31, 20262.85%
September 6, 20262.85%
September 13, 20262.85%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.15%
October 25, 20263.15%

GIC (non-redeemable) · 18 months · min $500

August 31, 20262.85%
September 6, 20263.50%
September 13, 20263.50%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 18 months · compound interest · min $500

August 31, 20262.85%
September 6, 20263.50%
September 13, 20263.50%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 2 years · min $500

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.35%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 2 years · compound interest · min $500

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.35%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 3 years · compound interest · min $500

August 31, 20263.15%
September 6, 20263.15%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.25%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

GIC (non-redeemable) · 3 years · min $500

August 31, 20263.15%
September 6, 20263.15%
September 13, 20263.25%
September 20, 20263.25%
September 27, 20263.25%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

GIC (non-redeemable) · 4 years · min $500

August 31, 20263.30%
September 6, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.85%
October 18, 20263.85%
October 25, 20263.85%

GIC (non-redeemable) · 4 years · compound interest · min $500

August 31, 20263.30%
September 6, 20263.30%
September 13, 20263.30%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.85%
October 18, 20263.85%
October 25, 20263.85%

GIC (non-redeemable) · 5 years · min $500

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.45%
September 20, 20264.00%
September 27, 20264.00%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (non-redeemable) · 5 years · compound interest · min $500

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.45%
September 20, 20264.00%
September 27, 20264.00%
October 4, 20264.00%
October 11, 20264.00%
October 18, 20264.00%
October 25, 20264.00%

GIC (cashable, no penalty) · 1 year · min $500

August 31, 20260.30%
September 6, 20260.30%
September 13, 20260.30%
September 20, 20260.30%
September 27, 20260.30%
October 4, 20260.30%
October 11, 20260.30%
October 18, 20260.30%
October 25, 20260.30%

GIC (cashable, no penalty) · 2 years · min $500

August 31, 20260.50%
September 6, 20260.50%
September 13, 20260.50%
September 20, 20260.50%
September 27, 20260.50%
October 4, 20260.50%
October 11, 20260.50%
October 18, 20260.50%
October 25, 20260.50%

GIC (cashable, no penalty) · 2 years · compound interest · min $500

August 31, 20260.50%
September 6, 20260.50%
September 13, 20260.50%
September 20, 20260.50%
September 27, 20260.50%
October 4, 20260.50%
October 11, 20260.50%
October 18, 20260.50%
October 25, 20260.50%

U.S. $ GIC (cashable) · 1 year · US dollars · min $500

August 31, 20260.30%
September 6, 20260.30%
September 13, 20260.30%
September 20, 20260.30%
September 27, 20260.30%
October 4, 20260.30%
October 11, 20260.30%
October 18, 20260.30%
October 25, 20260.30%

U.S. $ GIC (cashable) · 2 years · US dollars · min $500

August 31, 20260.45%
September 6, 20260.45%
September 13, 20260.45%
September 20, 20260.45%
September 27, 20260.45%
October 4, 20260.45%
October 11, 20260.45%
October 18, 20260.45%
October 25, 20260.45%

U.S. $ GIC (cashable) · 2 years · compound interest · US dollars · min $500

August 31, 20260.45%
September 6, 20260.45%
September 13, 20260.45%
September 20, 20260.45%
September 27, 20260.45%
October 4, 20260.45%
October 11, 20260.45%
October 18, 20260.45%
October 25, 20260.45%

U.S. $ GIC (cashable) · 3 years · US dollars · min $500

August 31, 20260.60%
September 6, 20260.60%
September 13, 20260.60%
September 20, 20260.60%
September 27, 20260.60%
October 4, 20260.60%
October 11, 20260.60%
October 18, 20260.60%
October 25, 20260.60%

U.S. $ GIC (cashable) · 3 years · compound interest · US dollars · min $500

August 31, 20260.60%
September 6, 20260.60%
September 13, 20260.60%
September 20, 20260.60%
September 27, 20260.60%
October 4, 20260.60%
October 11, 20260.60%
October 18, 20260.60%
October 25, 20260.60%

U.S. $ GIC (cashable) · 4 years · US dollars · min $500

August 31, 20260.90%
September 6, 20260.90%
September 13, 20260.90%
September 20, 20260.90%
September 27, 20260.90%
October 4, 20260.90%
October 11, 20260.90%
October 18, 20260.90%
October 25, 20260.90%

U.S. $ GIC (cashable) · 4 years · compound interest · US dollars · min $500

August 31, 20260.90%
September 6, 20260.90%
September 13, 20260.90%
September 20, 20260.90%
September 27, 20260.90%
October 4, 20260.90%
October 11, 20260.90%
October 18, 20260.90%
October 25, 20260.90%

U.S. $ GIC (cashable) · 5 years · US dollars · min $500

August 31, 20261.00%
September 6, 20261.00%
September 13, 20261.00%
September 20, 20261.00%
September 27, 20261.00%
October 4, 20261.00%
October 11, 20261.00%
October 18, 20261.00%
October 25, 20261.00%

U.S. $ GIC (cashable) · 5 years · compound interest · US dollars · min $500

August 31, 20261.00%
September 6, 20261.00%
September 13, 20261.00%
September 20, 20261.00%
September 27, 20261.00%
October 4, 20261.00%
October 11, 20261.00%
October 18, 20261.00%
October 25, 20261.00%

U.S. $ GIC (non-redeemable) · 3 months · US dollars · min $500

August 31, 20260.20%
September 6, 20260.20%
September 13, 20260.20%
September 20, 20260.20%
September 27, 20260.20%
October 4, 20260.20%
October 11, 20260.20%
October 18, 20260.20%
October 25, 20260.20%

U.S. $ GIC (non-redeemable) · 6mo · US dollars · min $500

August 31, 20260.40%
September 6, 20260.40%
September 13, 20260.40%
September 20, 20260.40%
September 27, 20260.40%
October 4, 20260.40%
October 11, 20260.40%
October 18, 20260.40%
October 25, 20260.40%

U.S. $ GIC (non-redeemable) · 1 year · US dollars · min $500

August 31, 20263.60%
September 6, 20263.60%
September 13, 20263.60%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

U.S. $ GIC (non-redeemable) · 2 years · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

U.S. $ GIC (non-redeemable) · 2 years · compound interest · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

U.S. $ GIC (non-redeemable) · 3 years · US dollars · min $500

August 31, 20263.65%
September 6, 20263.65%
September 13, 20263.65%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

U.S. $ GIC (non-redeemable) · 3 years · compound interest · US dollars · min $500

August 31, 20263.65%
September 6, 20263.65%
September 13, 20263.65%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

U.S. $ GIC (non-redeemable) · 4 years · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

U.S. $ GIC (non-redeemable) · 4 years · compound interest · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

U.S. $ GIC (non-redeemable) · 5 years · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

U.S. $ GIC (non-redeemable) · 5 years · compound interest · US dollars · min $500

August 31, 20263.75%
September 6, 20263.75%
September 13, 20263.75%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%