Posted rates
Source: scotia_page (https://www.scotiabank.com/ca/en/personal/rates-prices/gic-rates.html); captured August 30, 2026. Currency: CAD.
Cashable GICs > 'Regular Cashable' > row[1]
| Term | Rate |
|---|
| 1 year min $500 | 1.90% |
Guaranteed Income Optimizer > row[10]
| Term | Rate |
|---|
| 10 years min $5000 | 3.00% |
Guaranteed Income Optimizer > row[1]
| Term | Rate |
|---|
| 1 year min $5000 | 2.45% |
Guaranteed Income Optimizer > row[2]
| Term | Rate |
|---|
| 2 years min $5000 | 2.50% |
Guaranteed Income Optimizer > row[3]
| Term | Rate |
|---|
| 3 years min $5000 | 2.60% |
Guaranteed Income Optimizer > row[4]
| Term | Rate |
|---|
| 4 years min $5000 | 2.70% |
Guaranteed Income Optimizer > row[5]
| Term | Rate |
|---|
| 5 years min $5000 | 2.75% |
Guaranteed Income Optimizer > row[6]
| Term | Rate |
|---|
| 6y min $5000 | 2.75% |
Guaranteed Income Optimizer > row[7]
| Term | Rate |
|---|
| 7 years exactly min $5000 | 2.75% |
Guaranteed Income Optimizer > row[8]
| Term | Rate |
|---|
| 8y min $5000 | 2.75% |
Guaranteed Income Optimizer > row[9]
| Term | Rate |
|---|
| 9y min $5000 | 2.80% |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[2]
| Term | Rate |
|---|
| 18 months | 2.50%compound interest |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[1]
| Term | Rate |
|---|
| 1 year | 2.45%compound interest |
Long-term Non-Redeemable GICs > 'Compounded semi-annually' > row[1]
| Term | Rate |
|---|
| 1 year | 2.37%compounded semi-annually |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[3]
| Term | Rate |
|---|
| 2 years | 2.50%compound interest |
Long-term Non-Redeemable GICs > 'Compounded semi-annually' > row[3]
| Term | Rate |
|---|
| 2 years | 2.42%compounded semi-annually |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[4]
| Term | Rate |
|---|
| 3 years | 2.60%compound interest |
Long-term Non-Redeemable GICs > 'Compounded semi-annually' > row[4]
| Term | Rate |
|---|
| 3 years | 2.52%compounded semi-annually |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[5]
| Term | Rate |
|---|
| 4 years | 2.70%compound interest |
Long-term Non-Redeemable GICs > 'Compounded semi-annually' > row[5]
| Term | Rate |
|---|
| 4 years | 2.62%compounded semi-annually |
Long-term Non-Redeemable GICs > 'Compounded annually' > row[6]
| Term | Rate |
|---|
| 5 years | 2.75%compound interest |
Long-term Non-Redeemable GICs > 'Compounded semi-annually' > row[6]
| Term | Rate |
|---|
| 5 years | 2.67%compounded semi-annually |
Short-term Non-Redeemable GICs > row[4]
| Term | Rate |
|---|
| 120–149 days min $5,000 | 2.20% |
Short-term Non-Redeemable GICs > row[5]
| Term | Rate |
|---|
| 150–179 days min $5,000 | 2.20% |
Short-term Non-Redeemable GICs > row[6]
| Term | Rate |
|---|
| 180–269 days min $5,000 | 2.30% |
Short-term Non-Redeemable GICs > row[7]
| Term | Rate |
|---|
| 270–364 days min $5,000 | 2.40% |
Short-term Non-Redeemable GICs > row[1]
| Term | Rate |
|---|
| 30–59 days min $5,000 | 2.00% |
Short-term Non-Redeemable GICs > row[2]
| Term | Rate |
|---|
| 60–89 days min $5,000 | 2.00% |
Short-term Non-Redeemable GICs > row[3]
| Term | Rate |
|---|
| 90–119 days min $5,000 | 2.20% |
History
First capture August 30, 2026. The dated series — and the “what changed” ledger — light up from the second capture (weekly).