$Ballpark Deposits
RatesChanges
Vancity

Vancity

Posted deposit rates, captured October 25, 2026.

Posted rates

Source: vancity_page (https://www.vancity.com/rates/term-deposit-gic); captured October 25, 2026. Currency: CAD, USD.

gics#t8r1

TermRate
12mo_30d_lock min $5002.25%

gics#t8r2

TermRate
12mo_90d_lock min $5002.35%

gics#t2r1

TermRate
12mo min $5003.10%

gics#t5r1

TermRate
12mo min $1,0003.00%paid monthly

gics#t6r1

TermRate
12mo min $1,0003.10%posted_monthly_plus

gics#t3r1

TermRate
12mo min $5003.05%posted_semiannual

gics#t4r1

TermRate
12mo min $1003.05%posted_semiannual_compound

gics#t2r2

TermRate
13mo min $5003.55%

gics#t5r2

TermRate
13mo min $1,0003.45%paid monthly

gics#t6r2

TermRate
13mo min $1,0003.55%posted_monthly_plus

gics#t3r2

TermRate
13mo min $5003.50%posted_semiannual

gics#t4r2

TermRate
13mo min $1003.50%posted_semiannual_compound

gics#t2r3

TermRate
18 months min $5003.35%

gics#t5r3

TermRate
18 months min $1,0003.25%paid monthly

gics#t6r3

TermRate
18 months min $1,0003.35%posted_monthly_plus

gics#t3r3

TermRate
18 months min $5003.30%posted_semiannual

gics#t4r3

TermRate
18 months min $1003.30%posted_semiannual_compound

gics#t2r4

TermRate
24mo min $5003.40%

gics#t5r4

TermRate
24mo min $1,0003.30%paid monthly

gics#t6r4

TermRate
24mo min $1,0003.40%posted_monthly_plus

gics#t3r4

TermRate
24mo min $5003.35%posted_semiannual

gics#t4r4

TermRate
24mo min $1003.35%posted_semiannual_compound

gics#t2r5

TermRate
30mo min $5003.50%

gics#t5r5

TermRate
30mo min $1,0003.40%paid monthly

gics#t6r5

TermRate
30mo min $1,0003.50%posted_monthly_plus

gics#t3r5

TermRate
30mo min $5003.45%posted_semiannual

gics#t4r5

TermRate
30mo min $1003.45%posted_semiannual_compound

gics#t2r6

TermRate
36mo min $5003.65%

gics#t5r6

TermRate
36mo min $1,0003.55%paid monthly

gics#t6r6

TermRate
36mo min $1,0003.65%posted_monthly_plus

gics#t3r6

TermRate
36mo min $5003.60%posted_semiannual

gics#t4r6

TermRate
36mo min $1003.60%posted_semiannual_compound

gics#t2r7

TermRate
48mo min $5003.60%

gics#t5r7

TermRate
48mo min $1,0003.50%paid monthly

gics#t6r7

TermRate
48mo min $1,0003.60%posted_monthly_plus

gics#t3r7

TermRate
48mo min $5003.55%posted_semiannual

gics#t4r7

TermRate
48mo min $1003.55%posted_semiannual_compound

gics#t2r8

TermRate
60mo min $5003.70%

gics#t5r8

TermRate
60mo min $1,0003.60%paid monthly

gics#t6r8

TermRate
60mo min $1,0003.70%posted_monthly_plus

gics#t3r8

TermRate
60mo min $5003.65%posted_semiannual

gics#t4r8

TermRate
60mo min $1003.65%posted_semiannual_compound

gics#t12r3

TermRate
119d min US$5,0003.25% US

gics#t12r4

TermRate
179d min US$5,0003.35% US

gics#t12r5

TermRate
269d min US$5,0003.40% US

gics#t12r6

TermRate
364d min US$5,0003.75% US

gics#t12r1

TermRate
59d min US$5,0003.00% US

gics#t12r2

TermRate
89d min US$5,0003.10% US

History

Each rate's own capture timeline (date → published rate, oldest first).

GIC (non-redeemable) · 12mo · min $500

August 31, 20263.00%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC (non-redeemable) · 18 months · min $500

August 31, 20263.05%
September 6, 20263.05%
September 13, 20263.05%
September 20, 20263.35%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 24mo · min $500

August 31, 20263.10%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.40%
September 27, 20263.40%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 30mo · min $500

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.35%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.50%
October 25, 20263.50%

GIC (non-redeemable) · 36mo · min $500

August 31, 20263.55%
September 6, 20263.55%
September 13, 20263.55%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC (non-redeemable) · 48mo · min $500

August 31, 20263.45%
September 6, 20263.45%
September 13, 20263.45%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 60mo · min $500

August 31, 20263.60%
September 6, 20263.60%
September 13, 20263.60%
September 20, 20263.70%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

GIC (non-redeemable) · 12mo · min $500

August 31, 20262.95%
September 6, 20262.95%
September 13, 20262.95%
September 20, 20263.05%
September 27, 20263.05%
October 4, 20263.05%
October 11, 20263.05%
October 18, 20263.05%
October 25, 20263.05%

GIC (non-redeemable) · 18 months · min $500

August 31, 20263.00%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 24mo · min $500

August 31, 20263.05%
September 6, 20263.05%
September 13, 20263.05%
September 20, 20263.35%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 30mo · min $500

August 31, 20263.30%
September 6, 20263.30%
September 13, 20263.30%
September 20, 20263.45%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC (non-redeemable) · 36mo · min $500

August 31, 20263.50%
September 6, 20263.50%
September 13, 20263.50%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 48mo · min $500

August 31, 20263.40%
September 6, 20263.40%
September 13, 20263.40%
September 20, 20263.55%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 60mo · min $500

August 31, 20263.55%
September 6, 20263.55%
September 13, 20263.55%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC (non-redeemable) · 12mo · min $100

August 31, 20262.95%
September 6, 20262.95%
September 13, 20262.95%
September 20, 20263.05%
September 27, 20263.05%
October 4, 20263.05%
October 11, 20263.05%
October 18, 20263.05%
October 25, 20263.05%

GIC (non-redeemable) · 18 months · min $100

August 31, 20263.00%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 24mo · min $100

August 31, 20263.05%
September 6, 20263.05%
September 13, 20263.05%
September 20, 20263.35%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 30mo · min $100

August 31, 20263.30%
September 6, 20263.30%
September 13, 20263.30%
September 20, 20263.45%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC (non-redeemable) · 36mo · min $100

August 31, 20263.50%
September 6, 20263.50%
September 13, 20263.50%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 48mo · min $100

August 31, 20263.40%
September 6, 20263.40%
September 13, 20263.40%
September 20, 20263.55%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 60mo · min $100

August 31, 20263.55%
September 6, 20263.55%
September 13, 20263.55%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC (non-redeemable) · 12mo · paid monthly · min $1,000

August 31, 20262.90%
September 6, 20262.90%
September 13, 20262.95%
September 20, 20263.00%
September 27, 20263.00%
October 4, 20263.00%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

GIC (non-redeemable) · 18 months · paid monthly · min $1,000

August 31, 20262.95%
September 6, 20262.95%
September 13, 20262.95%
September 20, 20263.25%
September 27, 20263.25%
October 4, 20263.25%
October 11, 20263.25%
October 18, 20263.25%
October 25, 20263.25%

GIC (non-redeemable) · 24mo · paid monthly · min $1,000

August 31, 20263.00%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.30%
September 27, 20263.30%
October 4, 20263.30%
October 11, 20263.30%
October 18, 20263.30%
October 25, 20263.30%

GIC (non-redeemable) · 30mo · paid monthly · min $1,000

August 31, 20263.25%
September 6, 20263.25%
September 13, 20263.25%
September 20, 20263.40%
September 27, 20263.40%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 36mo · paid monthly · min $1,000

August 31, 20263.45%
September 6, 20263.45%
September 13, 20263.45%
September 20, 20263.55%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 48mo · paid monthly · min $1,000

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.35%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.50%
October 25, 20263.50%

GIC (non-redeemable) · 60mo · paid monthly · min $1,000

August 31, 20263.50%
September 6, 20263.50%
September 13, 20263.50%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 12mo · min $1,000

August 31, 20263.00%
September 6, 20263.00%
September 13, 20263.00%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

GIC (non-redeemable) · 18 months · min $1,000

August 31, 20263.05%
September 6, 20263.05%
September 13, 20263.05%
September 20, 20263.35%
September 27, 20263.35%
October 4, 20263.35%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

GIC (non-redeemable) · 24mo · min $1,000

August 31, 20263.10%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.40%
September 27, 20263.40%
October 4, 20263.40%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

GIC (non-redeemable) · 30mo · min $1,000

August 31, 20263.35%
September 6, 20263.35%
September 13, 20263.35%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.50%
October 25, 20263.50%

GIC (non-redeemable) · 36mo · min $1,000

August 31, 20263.55%
September 6, 20263.55%
September 13, 20263.55%
September 20, 20263.65%
September 27, 20263.65%
October 4, 20263.65%
October 11, 20263.65%
October 18, 20263.65%
October 25, 20263.65%

GIC (non-redeemable) · 48mo · min $1,000

August 31, 20263.45%
September 6, 20263.45%
September 13, 20263.45%
September 20, 20263.60%
September 27, 20263.60%
October 4, 20263.60%
October 11, 20263.60%
October 18, 20263.60%
October 25, 20263.60%

GIC (non-redeemable) · 60mo · min $1,000

August 31, 20263.60%
September 6, 20263.60%
September 13, 20263.60%
September 20, 20263.70%
September 27, 20263.70%
October 4, 20263.70%
October 11, 20263.70%
October 18, 20263.70%
October 25, 20263.70%

GIC (cashable) · 12mo_30d_lock · min $500

August 31, 20262.15%
September 6, 20262.15%
September 13, 20262.15%
September 20, 20262.25%
September 27, 20262.25%
October 4, 20262.25%
October 11, 20262.25%
October 18, 20262.25%
October 25, 20262.25%

GIC (cashable) · 12mo_90d_lock · min $500

August 31, 20262.25%
September 6, 20262.25%
September 13, 20262.25%
September 20, 20262.35%
September 27, 20262.35%
October 4, 20262.35%
October 11, 20262.35%
October 18, 20262.35%
October 25, 20262.35%

U.S. $ term deposits · 59d · US dollars · min US$5,000

August 31, 20261.75%
September 6, 20261.75%
September 13, 20261.75%
September 20, 20261.75%
September 27, 20261.75%
October 4, 20262.50%
October 11, 20263.00%
October 18, 20263.00%
October 25, 20263.00%

U.S. $ term deposits · 89d · US dollars · min US$5,000

August 31, 20261.95%
September 6, 20261.95%
September 13, 20261.95%
September 20, 20261.95%
September 27, 20261.95%
October 4, 20262.60%
October 11, 20263.10%
October 18, 20263.10%
October 25, 20263.10%

U.S. $ term deposits · 119d · US dollars · min US$5,000

August 31, 20262.15%
September 6, 20262.15%
September 13, 20262.15%
September 20, 20262.15%
September 27, 20262.15%
October 4, 20262.70%
October 11, 20263.25%
October 18, 20263.25%
October 25, 20263.25%

U.S. $ term deposits · 179d · US dollars · min US$5,000

August 31, 20262.40%
September 6, 20262.40%
September 13, 20262.40%
September 20, 20262.40%
September 27, 20262.40%
October 4, 20262.80%
October 11, 20263.35%
October 18, 20263.35%
October 25, 20263.35%

U.S. $ term deposits · 269d · US dollars · min US$5,000

August 31, 20263.10%
September 6, 20263.10%
September 13, 20263.10%
September 20, 20263.10%
September 27, 20263.10%
October 4, 20263.10%
October 11, 20263.40%
October 18, 20263.40%
October 25, 20263.40%

U.S. $ term deposits · 364d · US dollars · min US$5,000

August 31, 20263.15%
September 6, 20263.15%
September 13, 20263.15%
September 20, 20263.75%
September 27, 20263.75%
October 4, 20263.75%
October 11, 20263.75%
October 18, 20263.75%
October 25, 20263.75%

GIC (non-redeemable) · 13mo · min $500

September 13, 20263.55%
September 20, 20263.55%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%

GIC (non-redeemable) · 13mo · min $500

September 13, 20263.50%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.50%
October 25, 20263.50%

GIC (non-redeemable) · 13mo · min $100

September 13, 20263.50%
September 20, 20263.50%
September 27, 20263.50%
October 4, 20263.50%
October 11, 20263.50%
October 18, 20263.50%
October 25, 20263.50%

GIC (non-redeemable) · 13mo · paid monthly · min $1,000

September 13, 20263.45%
September 20, 20263.45%
September 27, 20263.45%
October 4, 20263.45%
October 11, 20263.45%
October 18, 20263.45%
October 25, 20263.45%

GIC (non-redeemable) · 13mo · min $1,000

September 13, 20263.55%
September 20, 20263.55%
September 27, 20263.55%
October 4, 20263.55%
October 11, 20263.55%
October 18, 20263.55%
October 25, 20263.55%